/* Vértice Wealth — design tokens & shared styles */
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fbfaf6;color:#1d2b22;font-family:'Libre Franklin',system-ui,sans-serif;-webkit-font-smoothing:antialiased;overflow-x:hidden}
::selection{background:#c6a157;color:#16271d}
img{max-width:100%;display:block}
a,button{color:inherit;-webkit-tap-highlight-color:transparent}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,[tabindex]:focus-visible{outline:2px solid #c6a157;outline-offset:3px;border-radius:2px}

:root{
  --ink:#1d2b22; --ink-soft:#34403a; --ink-mute:#4d564a;
  --gold:#c6a157; --gold-light:#d6b463; --gold-deep:#a08a52; --gold-text:#b08a3a;
  --cream:#fbfaf6; --paper:#f4f0e6;
  --border:#e8e1d0; --border-soft:#ece7da; --border-mute:#e2dccc;
  --green-900:#0f1c14; --green-800:#122016; --green-700:#15271c; --green-600:#16281d;
  --green-500:#1a3023; --green-400:#21392a; --green-300:#28452f;
  --serif:'Cormorant Garamond',serif;
  --sans:'Libre Franklin',system-ui,sans-serif;
}

@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@keyframes bob{0%,100%{transform:translateY(0);opacity:.5}50%{transform:translateY(8px);opacity:1}}

.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s cubic-bezier(.2,.7,.2,1),transform .7s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1!important;transform:none!important;transition:none}.marquee-track,.bounce-down{animation:none!important}}

/* ---------- ACCESSIBILITY ---------- */
.skip-link{position:absolute;left:14px;top:-70px;background:#0f1c14;color:#f3f1ea;padding:13px 20px;border-radius:4px;font:600 14px var(--sans);text-decoration:none;z-index:100;transition:top .25s ease}
.skip-link:focus{top:14px}

/* ---------- SCROLL PROGRESS + BACK TO TOP ---------- */
.progress-bar{position:fixed;top:0;left:0;height:3px;width:0%;background:linear-gradient(90deg,#c6a157,#e4c884);z-index:60;pointer-events:none}
@media (prefers-reduced-motion:reduce){.progress-bar{transition:none}}
.to-top{position:fixed;right:24px;bottom:88px;z-index:49;width:44px;height:44px;border-radius:50%;background:#16281d;border:1px solid rgba(198,161,87,.4);color:#d6b463;display:flex;align-items:center;justify-content:center;cursor:pointer;opacity:0;pointer-events:none;transform:translateY(8px);transition:opacity .25s,transform .25s,background .2s,color .2s;box-shadow:0 10px 24px -10px rgba(0,0,0,.45)}
.to-top.show{opacity:1;pointer-events:auto;transform:none}
.to-top:hover{background:#c6a157;color:#16271c;border-color:#c6a157}
.to-top svg{width:18px;height:18px}
@media(max-width:680px){.to-top{right:16px;bottom:82px;width:40px;height:40px}}

/* ---------- NAV ---------- */
.nav{position:sticky;top:0;z-index:40;background:rgba(18,33,24,.9);backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav-inner{max-width:1240px;margin:0 auto;padding:16px 32px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand-word{display:flex;flex-direction:column;line-height:1}
.brand-name{font:600 19px var(--sans);letter-spacing:.16em;color:#f3f1ea}
.brand-sub{font:500 9px var(--sans);letter-spacing:.42em;color:var(--gold);margin-top:3px}
.nav-links{display:flex;align-items:center;gap:28px;flex-wrap:wrap;justify-content:flex-end}
.nav-link{text-decoration:none;color:#c4ccc4;font:500 14px var(--sans);transition:color .2s}
.nav-link:hover{color:#fff}
.nav-link.active{color:var(--gold-light);font-weight:600}
.btn-ghost-nav{text-decoration:none;border:1px solid rgba(198,161,87,.55);color:var(--gold-light);font:600 13px var(--sans);letter-spacing:.04em;padding:10px 18px;border-radius:3px;transition:.2s;flex:none}
.btn-ghost-nav:hover{background:var(--gold);color:#16271c;border-color:var(--gold)}

.nav-toggle{display:none;flex:none;width:42px;height:42px;border:1px solid rgba(255,255,255,.22);border-radius:5px;background:transparent;cursor:pointer;align-items:center;justify-content:center;padding:0}
.nav-toggle svg{width:19px;height:19px;display:block}
.nav-toggle .icon-close{display:none}
.nav.open .nav-toggle .icon-menu{display:none}
.nav.open .nav-toggle .icon-close{display:block}

@media(max-width:920px){
  .nav-toggle{display:flex}
  .nav-links{position:absolute;top:100%;left:0;right:0;background:#0f1c14;flex-direction:column;align-items:stretch;gap:0;padding:0 24px;max-height:0;overflow:hidden;transition:max-height .32s ease;border-bottom:1px solid rgba(255,255,255,.08);box-shadow:0 16px 32px -12px rgba(0,0,0,.4)}
  .nav.open .nav-links{max-height:70vh;overflow-y:auto;padding-bottom:20px}
  .nav-link{padding:15px 4px;border-bottom:1px solid rgba(255,255,255,.07);width:100%;font-size:15px}
  .btn-ghost-nav{margin-top:16px;text-align:center;padding:13px 18px}
}

/* ---------- BUTTONS ---------- */
.btn{display:inline-flex;align-items:center;gap:9px;text-decoration:none;font:600 15px var(--sans);padding:16px 28px;border-radius:3px;transition:transform .2s,background .2s;border:none;cursor:pointer}
.btn-gold{background:var(--gold);color:#15271c;box-shadow:0 8px 30px -12px rgba(198,161,87,.6)}
.btn-gold:hover{background:var(--gold-light);transform:translateY(-2px)}
.btn-green{background:#1f7a4d;color:#fff;box-shadow:0 10px 30px -14px rgba(31,122,77,.8)}
.btn-green:hover{background:#23895a;transform:translateY(-2px)}
.btn-outline-dark{border:1px solid rgba(255,255,255,.3);color:#eef1ec;font:500 15px var(--sans);background:transparent}
.btn-outline-dark:hover{border-color:var(--gold);color:var(--gold-light)}
.btn-outline-gold{border:1px solid rgba(198,161,87,.55);color:var(--gold-light);font:600 14px var(--sans);background:transparent}
.btn-outline-gold:hover{background:var(--gold);color:#16271c;border-color:var(--gold)}

/* ---------- SECTIONS / TYPE ---------- */
.section{padding:clamp(64px,9vw,110px) 32px}
.wrap{max-width:1180px;margin:0 auto}
.wrap-narrow{max-width:880px;margin:0 auto}
.wrap-md{max-width:1080px;margin:0 auto}
.eyebrow{display:block;font:600 12px var(--sans);letter-spacing:.22em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:18px}
.eyebrow::before{content:'';display:block;width:28px;height:1.5px;background:linear-gradient(90deg,var(--gold),transparent);border-radius:1px;margin-bottom:12px}
.eyebrow-light{color:#cdab63}
h1,h2,h3{font-family:var(--serif);margin:0}
.h2{font-weight:600;font-size:clamp(30px,4.2vw,48px);line-height:1.1;color:#1b2a21}
.h2 em,.h1 em{font-style:italic;color:var(--gold-text)}
.lede{font:400 18px/1.65 var(--sans);color:var(--ink-mute)}

/* ---------- FOOTER ---------- */
.site-footer{background:var(--green-900);color:#aebaae;padding:clamp(56px,7vw,84px) 32px 40px}
.footer-inner{max-width:1080px;margin:0 auto}
.footer-quote{border-left:2px solid var(--gold);padding-left:26px;margin-bottom:54px;max-width:760px}
.footer-quote p:first-child{font-family:var(--serif);font-style:italic;font-weight:500;font-size:clamp(22px,2.8vw,30px);line-height:1.4;color:#e3e6df;margin:0 0 16px}
.footer-quote p:last-child{font:400 15px/1.6 var(--sans);color:#8d998d;margin:0}
.footer-row{display:flex;justify-content:space-between;align-items:flex-end;gap:30px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.08);padding-top:30px}
.footer-brand{display:flex;align-items:center;gap:12px}
.footer-legal{font:400 12px/1.7 var(--sans);color:#6f7a6f;margin:0;max-width:520px}
.footer-back{text-decoration:none;color:#8d998d;font:400 14px var(--sans);transition:.2s}
.footer-back:hover{color:#c4ccc4}

/* floating CTAs */
.float-wa{position:fixed;bottom:24px;right:24px;z-index:50;background:#1f7a4d;color:#fff;font:600 15px var(--sans);padding:15px 22px;border-radius:40px;text-decoration:none;display:inline-flex;align-items:center;gap:9px;box-shadow:0 12px 34px -10px rgba(15,40,25,.7);transition:.2s}
.float-wa:hover{background:#23895a;transform:translateY(-2px)}
.sticky-cta{display:none;position:fixed;bottom:0;left:0;right:0;z-index:45;background:#1f7a4d;color:#fff;padding:17px 20px;align-items:center;justify-content:center;gap:10px;font:600 15px var(--sans);text-decoration:none;box-shadow:0 -4px 24px rgba(0,0,0,.3)}
@media(max-width:680px){.sticky-cta{display:flex}.float-wa{display:none}body{padding-bottom:68px}}

/* ---------- HERO PLACEHOLDER ART (used instead of missing photography) ---------- */
.art{position:relative;overflow:hidden;background:radial-gradient(120% 140% at 20% 0%,#2d5238 0%,#16281d 70%);border-radius:8px}
.art svg{position:absolute;inset:0;width:100%;height:100%;opacity:.5}
.art::after{content:'';position:absolute;inset:0;background:radial-gradient(60% 60% at 70% 20%,rgba(198,161,87,.25),transparent 70%)}
.art-mark{position:absolute;bottom:18px;left:20px;font:600 11px var(--sans);letter-spacing:.18em;text-transform:uppercase;color:rgba(243,241,234,.75);z-index:1}
.art-badge{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;z-index:1}
.art-badge svg{position:static;width:34%;height:34%;max-width:84px;max-height:84px;opacity:.92;filter:drop-shadow(0 2px 10px rgba(0,0,0,.35))}
.art-photo{background:#16281d}
.art-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.art-photo::after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,rgba(15,28,20,0) 55%,rgba(15,28,20,.55) 100%)}

/* ---------- LOGO / WORDMARK STRIP ---------- */
.marquee{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent)}
.marquee-track{display:flex;align-items:center;width:max-content;animation:marquee 38s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
.wordmark{padding:0 40px;flex:none;font-family:var(--serif);font-weight:600;font-size:22px;letter-spacing:.03em;color:#8a8068;opacity:.7;transition:opacity .3s,color .3s;white-space:nowrap}
.wordmark:hover{opacity:1;color:#4d564a}
.logo-mark{padding:0 38px;flex:none;display:flex;align-items:center}
.logo-mark img{height:30px;width:auto;filter:grayscale(100%) opacity(.55);transition:filter .35s}
.logo-mark:hover img{filter:grayscale(0%) opacity(1)}
@media(max-width:640px){.logo-mark{padding:0 26px}.logo-mark img{height:24px}}

/* ---------- SERVICE / BENEFIT / TESTIMONIAL CARDS ---------- */
.card{background:#fff;border:1px solid var(--border-soft);border-radius:5px;transition:border-color .3s,box-shadow .3s,transform .3s}
.card:hover{border-color:rgba(198,161,87,.65);box-shadow:0 0 0 1px rgba(198,161,87,.4),0 22px 44px -24px rgba(50,40,15,.32);transform:translateY(-4px)}
.grid{display:grid;gap:24px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-auto{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
@media(max-width:900px){.grid-3{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.grid-3{grid-template-columns:1fr}}

.service-card{padding:34px 30px;display:flex;flex-direction:column;min-height:280px}
.service-num{font-family:var(--serif);font-weight:600;font-size:34px;color:#d3b266;line-height:1;margin-bottom:20px}
.service-title{font:600 21px var(--sans);color:#1b2a21;margin:0 0 6px}
.service-sub{font:500 13px var(--sans);letter-spacing:.04em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:16px;display:block}
.service-desc{font:400 15px/1.6 var(--sans);color:var(--ink-mute);margin:0}

.step{display:flex;flex-direction:column;gap:8px}
.step-num{width:68px;height:68px;border-radius:50%;border:1.5px solid rgba(198,161,87,.55);background:rgba(198,161,87,.07);display:flex;align-items:center;justify-content:center;margin-bottom:8px;font-family:var(--serif);font-weight:600;font-size:27px;color:var(--gold-light)}

.benefit{display:flex;gap:18px;align-items:flex-start}
.benefit-check{flex:none;width:30px;height:30px;border-radius:50%;background:#f0e7d0;color:#a07e2e;display:flex;align-items:center;justify-content:center;font-size:15px;font-weight:700;margin-top:2px}

.testi{padding:34px 30px;display:flex;flex-direction:column}
.testi-mark{font-family:var(--serif);font-size:48px;line-height:.6;color:#d3b266;height:24px;display:block}
.testi-quote{font-family:var(--serif);font-style:italic;font-weight:500;font-size:21px;line-height:1.45;color:#28332b;margin:0 0 24px;flex:1}

/* ---------- FAQ / OBJECTIONS (native details) ---------- */
.faq-item{border-bottom:1px solid #e6dfce}
.faq-item summary{cursor:pointer;padding:24px 4px;display:flex;align-items:center;justify-content:space-between;gap:20px;list-style:none;font:600 18px var(--sans);color:#1b2a21}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:'+';flex:none;font:300 26px var(--sans);color:var(--gold);line-height:1;margin-left:16px}
.faq-item[open] summary::after{content:'\2212'}
.faq-item p{font:400 16px/1.7 var(--sans);color:var(--ink-mute);margin:0;padding:0 4px 26px;max-width:740px}

.obj-item{background:#fff;border:1px solid #e6dfce;border-radius:5px;overflow:hidden}
.obj-item summary{cursor:pointer;padding:24px 28px;display:flex;align-items:center;justify-content:space-between;gap:20px;list-style:none;font-family:var(--serif);font-style:italic;font-weight:600;font-size:22px;color:#28332b}
.obj-item summary::-webkit-details-marker{display:none}
.obj-item summary::after{content:'+';flex:none;font:300 28px var(--sans);color:var(--gold);line-height:1}
.obj-item[open] summary::after{content:'\2212'}
.obj-item p{font:400 16px/1.7 var(--sans);color:var(--ink-mute);margin:0;padding:0 28px 28px}

/* ---------- FORM ---------- */
.form-card{background:#fff;border:1px solid #e3dcca;border-radius:8px;padding:36px;display:flex;flex-direction:column;gap:16px}
.field{width:100%;border:1px solid #ddd5be;border-radius:4px;padding:14px 16px;font:400 15px var(--sans);color:var(--ink);background:#fff;outline:none;transition:border-color .25s}
.field:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(198,161,87,.1)}
.form-check{display:flex;gap:12px;align-items:flex-start;cursor:pointer;margin-top:4px;font:400 13px/1.55 var(--sans);color:#7a7060}
.form-check input{margin-top:3px;accent-color:var(--gold);flex:none;width:16px;height:16px;cursor:pointer}
.submit-btn{background:var(--gold);color:#15271c;font:600 15px var(--sans);padding:16px 24px;border-radius:3px;text-align:center;border:none;cursor:pointer;transition:background .2s}
.submit-btn:hover{background:var(--gold-light)}

/* ---------- BLOG ---------- */
.chip{cursor:pointer;border-radius:30px;padding:11px 18px;font:600 13px var(--sans);letter-spacing:.01em;background:#fff;color:#4d564a;border:1px solid var(--border-mute);text-decoration:none;display:inline-flex;align-items:center;transition:.2s}
.chip.active,.chip:hover{background:var(--green-600);color:#f3f1ea;border-color:var(--green-600)}
.chip-row{display:flex;flex-wrap:wrap;gap:10px;align-items:center;justify-content:space-between}
.chip-group{display:flex;flex-wrap:wrap;gap:10px}

/* ---------- BLOG SEARCH ---------- */
.search-wrap{position:relative;flex:none;width:100%;max-width:280px}
.search-input{width:100%;padding:12px 16px 12px 42px;border:1px solid var(--border-mute);border-radius:30px;font:400 14px var(--sans);background:#fff;color:var(--ink);outline:none;transition:border-color .2s,box-shadow .2s}
.search-input:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(198,161,87,.12)}
.search-input::placeholder{color:#a89f8c}
.search-icon{position:absolute;left:15px;top:50%;transform:translateY(-50%);width:16px;height:16px;color:#9a9077;pointer-events:none}
.no-results{display:none;padding:64px 20px;text-align:center;color:var(--ink-mute);font:400 16px/1.6 var(--sans)}
.no-results.show{display:block}
@media(max-width:640px){.chip-row{flex-direction:column;align-items:stretch}.search-wrap{max-width:none}}

.b-card{cursor:pointer;text-decoration:none;color:inherit;background:#fff;border:1px solid var(--border-soft);border-radius:6px;overflow:hidden;display:flex;flex-direction:column;border-top:3px solid var(--gold);transition:border-color .3s,box-shadow .3s,transform .3s}
.b-card:hover{border-color:rgba(198,161,87,.65);box-shadow:0 0 0 1px rgba(198,161,87,.4),0 22px 44px -24px rgba(50,40,15,.32);transform:translateY(-4px)}
.b-card .art{height:170px;border-radius:0}
.b-card-body{padding:26px 30px;display:flex;flex-direction:column;flex:1}
.b-cat{font:600 11px var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:16px;display:block}
.b-title{font-family:var(--serif);font-weight:600;font-size:24px;line-height:1.22;color:#1b2a21;margin:0 0 12px}
.b-dek{font:400 15px/1.6 var(--sans);color:var(--ink-mute);margin:0 0 22px;flex:1}
.b-meta{display:flex;align-items:center;justify-content:space-between;gap:12px;border-top:1px solid #f0ebde;padding-top:16px;font:400 12px var(--sans);color:#8a8068}
.b-read{color:#b08a3a;font:600 13px var(--sans);display:inline-flex;align-items:center;gap:6px}

.featured{cursor:pointer;text-decoration:none;color:inherit;display:grid;grid-template-columns:1.05fr 1fr;gap:0;background:#fff;border:1px solid var(--border);border-radius:8px;overflow:hidden}
.featured .art{border-radius:0;min-height:320px}
.featured-body{padding:clamp(32px,4vw,52px);display:flex;flex-direction:column;justify-content:center}
@media(max-width:760px){.featured{grid-template-columns:1fr}.featured .art{height:220px}}

/* ---------- ARTICLE ---------- */
.article-hero{max-width:920px;margin:0 auto 12px;padding:0 32px}
.article-hero .art{height:clamp(240px,38vw,420px);border-radius:8px}
.article-body p{font:400 18px/1.78 var(--sans);color:var(--ink-soft);margin:0 0 24px;text-wrap:pretty}
.article-body h2{font-weight:600;font-size:clamp(24px,3vw,30px);color:#1b2a21;margin:42px 0 16px;line-height:1.2;scroll-margin-top:90px}
.article-body h3{font:600 19px/1.4 var(--sans);color:#1b2a21;margin:30px 0 8px;font-family:var(--sans);scroll-margin-top:90px}

.article-toolbar{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-bottom:32px}
.share-btn{display:inline-flex;align-items:center;gap:8px;background:transparent;border:1px solid var(--border-mute);color:var(--ink-mute);font:500 13px var(--sans);padding:10px 16px;border-radius:30px;cursor:pointer;transition:border-color .2s,color .2s}
.share-btn:hover{border-color:var(--gold);color:var(--gold-text)}
.share-btn.copied{border-color:#1f7a4d;color:#1f7a4d}
.share-btn svg{width:14px;height:14px}

.toc{background:var(--paper);border:1px solid var(--border);border-radius:8px;padding:24px 28px;margin:8px 0 40px}
.toc-title{display:block;font:600 12px var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:14px}
.toc ol{margin:0;padding:0;list-style:none;counter-reset:toc;display:flex;flex-direction:column;gap:10px}
.toc li{counter-increment:toc;font:400 15px/1.4 var(--sans)}
.toc li::before{content:counter(toc) '. ';color:var(--gold-text);font-weight:600}
.toc a{color:var(--ink-soft);text-decoration:none}
.toc a:hover{color:var(--gold-text);text-decoration:underline}
.pull{background:#f4f0e6;border-left:3px solid var(--gold);padding:26px 30px;border-radius:0 6px 6px 0;margin:34px 0}
.pull p{font-family:var(--serif);font-style:italic;font-weight:500;font-size:clamp(20px,2.6vw,24px);color:#1b2a21;margin:0;line-height:1.4}
.article-ul{margin:0 0 24px;padding:0;list-style:none;display:flex;flex-direction:column;gap:14px}
.article-ul li{position:relative;padding-left:26px;font:400 17px/1.65 var(--sans);color:var(--ink-soft)}
.article-ul li::before{content:'';position:absolute;left:0;top:11px;width:7px;height:7px;border-radius:50%;background:var(--gold)}
.article-cta{background:radial-gradient(120% 130% at 80% 0%,#28452f 0%,#16281d 60%);border-radius:10px;padding:clamp(34px,4vw,48px);color:#eef1ea}
.related-card{cursor:pointer;text-decoration:none;color:inherit;background:#fff;border:1px solid var(--border-soft);border-radius:6px;padding:26px 26px 22px;display:flex;flex-direction:column;border-top:3px solid var(--gold);transition:.2s}
.related-card:hover{border-color:rgba(198,161,87,.65);box-shadow:0 22px 44px -24px rgba(50,40,15,.32);transform:translateY(-4px)}

/* dark hero sections */
.hero-dark{position:relative;background:radial-gradient(125% 120% at 76% 12%,#28452f 0%,#1a3023 42%,#122016 100%);color:#eef1ea;overflow:hidden}
.section-dark{background:var(--green-600);color:#eef1ea}
.section-darker{background:var(--green-900);color:#eef1ea}

.bounce-down{display:inline-block;color:#8a997f;font-size:24px;animation:bob 2.4s ease-in-out infinite}